Banking
Bad Credit Affects You In More Ways Than You Realize
Credit scores are a tangled web for many. The equation that brings disparate financial details together to evaluate an individual's "creditworthiness" can seem like a puzzle box…
Topic
Banking
Explore the world of banking and get guidance on what services are worthwhile - from personal, business, to online banking options.
Banking
One Thing You Should Always Keep In Mind When Cashing A Check
The days of paper checks are long past in the United States. In fact, according to The Washington Post's Department of Data , in 2020 and 2021, 57% of Americans said they hadn't…
Banking
Think Twice Before Closing A Credit Card. Here's Why
If you're wondering about how many credit cards you should actually have and thinking you may have one or two too many, and then may be thinking of closing one or more of those…
Banking
Don't Believe This Credit Card Myth That's Hurting Your Credit Score
When it comes to your credit score, there are a LOT of supposed tips, tricks, and myths designed to help you improve your number. While some of these tips can be beneficial and…
Banking
The One Type Of Credit Card You Should Almost Always Avoid
Saving money on purchases is always a good thing, particularly around the holidays when cash is often tight. That could lead to the temptation to apply for store-branded credit…
Banking
The First Thing You Should Do If Someone Steals Your Credit Card
While credit cards can often offer cash back , perks, and points, perhaps the greatest benefit of all is the increased security most cards provide their users. Legally, credit…
Banking
This Is The Worst Time To Ask For A Credit Limit Increase
When asking for a credit limit increase, you want to avoid asking at the worst time(s) to increase your odds of getting approved. Asking your credit card issuer for an increase…
Banking
The Hidden Downsides Of Using Buy Now, Pay Later Services
While checking out online or in-store recently, you may have been presented with the option to split your purchase into a series of payments. So, what's that all about? Called…
Banking
Venmo Vs. Cash App: Which Money App Is Safer And Better To Use?
Given the growth of peer-to-peer payment apps (aka P2P payment apps or digital wallets), it can be increasingly difficult to decide which specific app might best serve your…
Banking
What's A Good Limit To Have On Your Credit Card?
Even though credit cards get a bad reputation for things like APR rates and debt potential, they can actually be incredibly useful when it comes to your personal finances. From…
Banking
Here's What Really Happens When You Bounce A Check
To some, physical checks are simply a relic of a bygone era, yet to others, they can be an important element of a person's financials. From utility payments to birthday card…
Banking
If You Miss A Monthly Credit Card Payment, Here's What Happens
Despite our best intentions, sometimes our finances can get away from us. This is increasingly more likely given current interest rates and inflation. Not only are many workers…